Acceptance of Terms
Your access to and use of this site is subject exclusively to these Terms and Conditions. You will not use this Website for any purpose that is deemed unlawful or prohibited by these Terms and Conditions. In using this website, you (user) are fully accepting these terms, conditions and disclaimers. If you do not agree with the terms and conditions, you must quit using this site.

Advice
The contents of this website do not constitute advice and should not be relied upon as such for the purpose of making or refraining from making, any decision.

Changes to Website
Wes Lochridge & Associates reserves the right to:

Change or remove (temporarily or permanently) the website in whole or in part without notice and you confirm that Wes Lochridge & Associates shall not be held liable for any such change or removal.

Change these Terms and Conditions at any time, and your continued use of the Website(s) following any changes shall be deemed to be your acceptance of such change(s). Review these Terms and Conditions from time to time so you will be apprised of any changes.

Links to Third Part Websites
The website may include links to third party websites that are controlled and maintained by others. Links to third party websites is not an endorsement of any third party's website or activities and you agree that we are not responsible for the content or availability of any such sites.

Copyright
All copyright, trade marks and all other intellectual property rights in the Website and its content are owned by or licensed to Wes Lochridge & Associates and/or the Site Developers. This means that no part of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior and explicit written consent of the copyright holder. This copyright understanding does not include downloading, copying and/or printing of pages for non distributive or financial gain.

Disclaimers & Limitation of Liability
To the extent permitted by law, Wes Lochridge & Associates and the Site Developers will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

Indemnity
You agree to indemnify and hold Wes Lochridge & Associates, officers, employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Wes Lochridge & Associates arising out of any breach by you of these Terms and Conditions.

Severance
If any court of competent jurisdiction should determine that any of these Terms and Conditions is illegal or unenforceable for any reason then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect, thus binding and enforceable to the fullest extent of the law.